Wondering if anyone has had any dealings with UK Credit and if payment holidays are an option with them?
I have a loan with them at the moment, but its a guarantor loan so would hate for them to contact my guarantor if I request a payment freeze for a month or two?
Also, has anyone used Stepchange and been given a plan to pay them and they distribute the money for you, I done a plan yesterday but it's confused me a little bit.