Has anyone had any success with this? I'm going to struggle when on maternity leave (smp) and by struggle I mean it's not possible whatsoever for me to make the minimum payments on all my current debts. Has anyone had success asking for either freezing repayments or a short term repayment plan whilst on maternity leave? I would then look to up payments again once I go back to work in line with the new budget I'll have then.