DH and I have separate pocket money for discretionary spending. I would like to save more of mine and not fritter it away so much. I've budgeted for haircuts and contact lenses and worked out I can meet my personal savings goal and still have 75 euro a month left over which is a lot less than I'm used to. This is where I fritter money and my planned alternatives
lunch out once a week with DH - alternative eat at home, and go for a walk together afterwards, coffee if feeling flush
Ice cream cafe round the corner - buy it from the supermarket
Online Books on phone, magazines when travelling so easy to buy - library
Gifts - theorhetically should be paid from Joint money apart from presents for DH - I need to plan better - I end up buying online and shipping at the last minute instead of buying in advance and taking with me when visiting relatives - then I feel bad about spending too much and don't "claim back" from joint account
- clothes and make up - I don't really spend on these regularly but do have a big splurge every 2-3 years. So maybe I should cash aside each month in a pot for the splurge.
Any other ideas to keep within 75euro fun money budget?