Hi I know there has been loads on about this but have just had a letter from concentrix saying they have "information " that I live with another adult. My husband and I split up 2 years ago when he had an affair and is currently living with her. We have still got a joint account and mortgage as I am not working so have agreed till the children are 18 he will still pay. We don't live together. Is it to do with the joint account?