Has anyone had one of these?
Debt Arrangement Scheme?
Have just bit the bullet & signed up for one.
Stupidly accumulated £4K in debt extremely quickly since the start of this year.
The admin fee is quite hefty each month but I was sold by paying one amount each month (admin fee/ debt one sum) for a set time & the interest is all frozen so the debt at least can't grow.
Feel sick at myself for being so stupid.