Just had a mortgage check refused. Signed back up to Experian to see why. Same two issues as years ago which we have a paper trail to say they dealt with! Not on electoral role (yes we are and always have been, but our address is written so many different ways by different companies that it never matches up) and a non existent debt which they agreed to take off our report. Except apparently they didn't. So our credit score is low and we had the mortgage refused. Sooooooo cross.