Hi,
Has anyone used a mortgage broker recently for adverse credit? My husband and I have tried the high street and where declined as there is a default on a joint account we had more than 18 months ago for £1500. The account was settled and the balance has been £0 for more than 18months.
We also have a deposit for more than 20% of the mortage value we are looking for.
Any good advice please or brokers that have been used in a similar situation?