Hi I'm wondering if anyone could help me please?
Dh is on esa for mental health issues so I have been trying to sort out his finances and any existing debt. He had a loan in 2007 but lost his job and they told him he couldn't use his ppi so it ended up going to court. We tried arranging payments but they kept on passing the debt to different companies, eventually they accepted it back and told us if we could prove that he is out of work with illness they would see what they could do. Dh's psychotherapist sent a letter to them explaining everything, a week or so later we got a letter saying the debt has been cleared
(this was a big amount). We thought that's great but now he still has a ccj on his credit report and we don't know how to to remove it. Do we phone experian? Or is it more complicated than that?