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Dont they throw a scary amount of credit, well debt at you?

6 replies

charliecat · 11/11/2006 14:08

Everyday theres an offer of a bank loan through the door and in the last month dp got a £3 grand credit limit on his credit card and ive got a few, ranging from £750 to £5 grand.
Scary how quickly we could end up in a right mess.

OP posts:
charliecat · 11/11/2006 14:09

I real cash terms neither of us has a fiver in our pockets BTW.

OP posts:
nutcracker · 11/11/2006 14:11

Yeah, I get offers which is ridiculous as my credit history is shocking and most days I have about £2 to my name.

2sprogsmum · 11/11/2006 14:11

My bank sends me them all the time. Straight in the bin they go. Can only look around my friends to see how much trouble we could be in with debts.

tribpot · 11/11/2006 14:22

My dh gets targeted for mortgage offers all the time - he has no income! Even our bank sends stuff like this and they can see perfectly well that he is listed as a househusband (or "house person" I think they call it).

munz · 11/11/2006 14:35

we keep gettting offers of a remorgage - from our own bank - we bloody well rent! I got a letter from the provident today thou 177% intrest apr (typical) how do they get away with it?

our histrory's shockingly bad, still is, but in the last week i've been offered an MBNA platinum card and an adsa one.

nikkie · 11/11/2006 20:08

My bank kept offering me a savings account when I used phone banking and I pointed out I had no money (they had just told me) and they offered me a loan instead

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