Has anyone ever used provident? I have had bad credit in the past, which is settled now but I cannot now get any help, and I am in dire straits until my next money is in. I am getting refused for payday loans as well, who I thought would lend to anyone! It seems Provident is my last resort, is it above board, are they loan sharks, is it quick? I need some money today really for meals at the weekend. Many thanks in advance.