tax credits

[xxtracy09xx]

I work part my husbands losing his job by the looks of things he worked 37 hours. don't know what im going to do mortgage kids. need advice. husbands on a warning already jot a interview cant name company. how do you work things out when this happens. Don't think he will be able to get another job if any. No confidence as it is qualifications etc. have not slept since Christmas when he got the first warning.

Hello Tracy. Firstly stop panicking - everything will be ok. I was in your position 9 months ago. When (if?) your husband looses his job notify tax credits immediately and they should up your tax credits as your income for the year will go down.

You say you are worried your husband wont be able to get another job - he should be able to get a basic job, even if its something boring or plain it will keep some money coming in. Do you have any emergency cash put aside? I didn't but learnt the hard way so now make sure I have some put by if another emergency situation arises.

Any chance you would be able to work full time hours until he finds something else. This will be our plan if dh faces redundancy. You would possible also get tax credit top ups depending on income. possible speak to your mortgage lender to see if you could go interest only for a while until you get back on track.

im panicking because I only work part time read somewhere you need work full time at least one person or they will stop benefits. confussed. I don't care if he does or not after this last year make people have a breakdown. Im ill myself bad immune system. unable work why I do less hours. have savings last 3/4 months on money does not last. if I rent pay more only pay £400 mortgage which is good. car loan pay etc. bills.

To be fair I had enough when I first found out I was sick. Should be claiming Disability Benefits family from hell oh no cant claim benefits very snobey put us down all the bloody time feel like just leaving him anyway but I know might be extremely ill need people look after me if something horrible happens flare ups etc. stuck stuck. be glad kids are in there twentys. Can help me.