Ive decided to get a job. Have been using the online WFTC calculator thing to see how much id get if i get a job 20hrs a week on min wage. Im on my own, 2 dcs, 1 at school, 1 at playschool so childcare costs would be just for him but it seems the childcare element when it does the calculations is only 1/3 of what would be my childcare costs. I thought perhaps this was because hes 3 so would be getting grant for some anyway.
But i am pg so have just jumped us forward a year (put all birthdates back a yr) to see how much ill get when both dcs are at school and i have 6 month old baby in childcare and its still only paying 1/3. So what do you have to do to get them to pay the max amount of 80%? Is it because i'll only be part time or what?
Because from what i can work out if thats all they'll pay then i cant afford to work but that cant be right surely, i thought id be abit better off.
TIA