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Original poster

Any mortgage experts about?

4 replies

slushie · 27/12/2014 19:05

I'm thinking of doing a re-mortgage but i'm not sure if I'm on a good deal or not.

What is a good rate of interest at the moment?

OP posts:

NoArmaniNoPunani · 27/12/2014 19:06

What's the loan to value ratio?

Original poster

slushie · 27/12/2014 19:13

I need to get the house valued so depending on that its between 87.5% and 93%

OP posts:

NoArmaniNoPunani · 27/12/2014 19:16

You won't get a good rate on 93%, it's a bit risky, you could easily end up in negative equity if prices drop.

Greenfizzywater · 30/12/2014 16:13

Doubt you'll get a mortgage with LTV over 90% and the rate will be high - over 5% I'd imagine, with a small choice of companies. Broker may be able to help.

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