I have a 25 year endowment with CIS, due to mature in 2 years
It's a massive shortfall on what it is supposed to cover - however luckily it is no longer needed to repay my mortgage as by luck this has now been fully paid off
I'm considering cashing in my endowment and putting the money somewhere else
However it's only just really occurred to me that I may have been miss sold this policy as I took it out whilst still living at home with my parents and was advised to treat it as a savings policy
It wasn't even ob my radar