Late payment, will this affect my credit score?

[Madratlady]

A loan payment ended up being a day late due to the direct debit getting returned because there wasn't enough money in my account. Will this affect my credit rating and stop me getting a mortgage in the future?

I dont know so I am bumping this for you.
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I wouldnt have thought so

As far as I know a payment needs to be at least one month overdue before a report of arrears would be sent to your credit file. This is to allow for situations such as yours.

everydaylife.globalpost.com/quickly-banks-report-late-mortgage-payments-credit-bureaus-28606.html

hth

Thank you :)