I posted a while back asking for advice as to why I never had a any money even though we take home a good amount. I listed all of our outgoings and income and received some invaluable advice.
This month I can see a difference already mainly because of the reduction in our shopping bill as we now shop in Aldi. We have halved our food bill AND seem to have a lot more food in the house.
We are now getting back on track, we still wont be going on holiday this year as we want to build up savings and get out of our overdraft and pay off our credit card but that is fine.
Thank you!