I have an account but have only used it once about a year ago and I don't really know how it works 
I'm on a saving mission and I know the MN gang will be able to help me out.
A few starting Qs:
-can you only get purchases for buying online? I'm not always home so I'm just imagining the stress of ALL my purchases ending up at the fucking sorting office
- I've heard people "check in" to shops whilst out and get money for it.. How?
- is it like PayPal where you just transfer the funds to your bank account as and when you please?
Thanks 