My MBNA MasterCard is in credit

[Yonididnaedaethat]

If I use the ATM to withdraw the money, will I be charged a big amount? I'm £200 in credit and could really be doing with that money going into my current account

It's still a cash withdrawal so technically yes. Phone them and ask them to transfer back to your current ac? Or use for shopping/petrol until its back to zero?

I'll give them a phone and see what they say, I paid off the full amount thinking the direct debit I had in place would stop but I guess I paid it too late so I now have MasterCard in credit and my current account in a overdraft lol and that overdraft is costing me a pound a day so could really be doing with the money

How did you get on with them?!

In the end DH put money in my account to take me out the overdraft, just going to keep my MasterCard in credit and use it in December for Xmas presents