We are applying to renew our mortgage with a new lender. DH has an excellent credit record, I don't. We have 65% Equity in the house and have a good joint salary - never missed a payment. We have delcared all other debts on credit cards etc. We are looking for interest only and will sell the house to pay off the mortgage when the time comes. Will my low credit score have a really detrimental effect on the application? I am really worried. It didn't last time we did this but I know things are worse with these applications in these tighter times. We are pg with dc 2 and I have other family stresses and this is really hanging over me. DH will NOT be happy if the application is rejected because of me. If we have been a good mortgage customer in the past and we have a good amount of equity in the house this should be a help shouldn't it? Can anyone advise? I am really stressing we are going to be left homeless.