Well basically I opened a credit account in october with next started with 150 credit, I've used my account and paid it off every month on time. Before christmas my credit was put up to £900. I went to buy a few thing yesterday but my credit limit is 0 now. I contacted next and they say a review with a credit reference agency means they have had to suspend my account. So I registered with experian to have a look my points are 680 poor. I'm not too suprises about that cause my next account and mobile phone bill are the only things I've got. It shows on my report everything is paid so I've got no idea why they've suspended it. Anyone had this experience or any ideas. Thanks