We're in serious need of this - have difficult and some deeply entrenched debts and are struggling to deal with creditors and the like. Put our trust at one time in Christians Against Poverty and have found them (perhaps we've been unlucky) hands off and very bad at communication.
Spoke to Step Change who seemed good - but does anyone have experience of a debt charity that might be prepared to engage with creditors when that's appropriate - we are determined to sort everything out but need a helping hand and, if possible, a reputable agency that can 'talk' to creditors.
Thanks -