How much insurance do you have?

[bramblina]

Critical Illness? Death? Mortgage cover? Unemployment? Buildings? Contents? You? DP? I can't believe how much money we have going out in DDs every month- and at the moment it seems for nothing. We really can't afford it just now and I wondered does everyone have the same problem? Is it worth it? I know I wouldn't be in this dilemmna if I lost a limb tomorrow- and would be quite happily sending off my claim form for £££ but is it worth paying out all this money in the meantime? What basics does everyone else have in place? I must cancel a few of them

Actually a lot of companies offer housewife cover so that you can get in a cleaner etc if you are out of action. Some are really good and some are not so good and often you can only get them by downgrading a current policy (ie you can't get them from scratch) but they are worth looking out for.