Hi,
My partners just had a letter from 1st credit saying he owes 8000 odd, now he did have an outstanding debt, and about 5 1/2 years ago last made a payment, he had agreed a small about with them due to low income, but that was the last payment.
Since then, this debt and another disappeared off his credit report.
He has started his own small business which at the moment is making just enough to cover phone and car. But it is going in the right direction.
Until then I am supporting us both in terms of money.
As this was so long ago, and any old company could say you owe them money, I did read somewhere you can request a copy of the original agreement.
Would this be the best thing to do?
If so where can I get a copy of a template letter.
Thanks so much for your help, we feel like we were just starting to get sorted and all this has really upset us.