how reliable is experian?

[watchoutforthatsnail]

just ran my report, and its come back as 786 ( one of the reasons its lower is due to me not being on the electrol rol, ive now updated my address on experian, so it should go up in the next 24hrs when it updates)

I thought i had bad credit....
i thought i might have a ccj but wasnt sure, there isnt anything on there, so im presumingi dont?

Im trying to rent a new property, so thought i should check ( even though i have a guarantor as i thought i had bad credit)

but weirdly, if i run my details in money supermarket, it comes back with a low credit rating and tells me to look to experian to sort it out?

CCJ will not show up on Experian report (although it is there somewhere, hence the low credit score), you have to run search on:

www.trustonline.org.uk/understand-judgments-fines/ccjs-and-the-register