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How do credit scores work?

3 replies

TheCatSatOnTheMat · 06/11/2012 10:40

Just got mine on experian.....I dont get what any of it means or how to improve it!

It probably sais it somewhere but I appear to be going round in circles on there.

Can someone help me please!!! :D

OP posts:
TheCatSatOnTheMat · 06/11/2012 11:11

Its very interesting reading.....it knows everything!!!!

I want to improve it but Im not sure how.

OP posts:
LadyKooKoo · 06/11/2012 16:23

Are you looking at the report or at the score?

There are several things you can do to improve it but it depends on what is already on it? Do you have lots of credit cards/loans? Do you have lots of available credit, ie credit/store cards with a zero balance but a large credit limit?

Mum2Fergus · 06/11/2012 22:19

The report itself should guve you tips on how to improve your score. Are current/previous addresses correct? Are you on voters role at current address? Are all entries correct?

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