I paid a deposit for a bike (£50) on the phone but didn't end up buying the bike or going into the store. After a while I assumed they would have refunded my money as I hadn't come in. When I realised they hadn't, i tried calling the company who said I would have to go into the specific store to arrange a refund. It's now been quite a long time (over 3 months
) and I know I should have dealt with it already but want to know what would happen if they refused to give my deposit bacK? I have my bank statement showing payment was taken but that's all the proof I have.