well the deadline for paying this months payment was on Friday - and the letter arrived in the post this morning.
BUT instead of saying "we want the outstanding £X,XXX that you owe us" or else - it asked us to contact them within 7 days with another repayment offer" - and if we didn't then they would take furhther action, such as removing our banking facilities (well that's ok - we can use my bank account - the HSBC is just in DH's name) and then they could demand the full amount we owe.
DH and I breathed a massive sigh of relief - ok it's still not great, but we were expecting "give us the money now or else" type letter. AND 7 days after the date of the letter is next Tuesday - when DH is getting payed - with 2 months worth of bonuses (because work screwed up last month) - which will be enough to pay them what they wanted this month.(and have money for next months too) AND DH's sales have really picked up and so he's 99.99% certain to be getting his bonuses each month now. Hopefully we'll be able to offer another repayment plan.
And we should be able to offer more as some of the people the business owed money too have 'written' off the debts - as we were a limited company - and DH didn' sigh a personal guarantee form with them). the amounts we owe most of them were too small to really justify them chasing us through the courts for it.
So - apart from 1 creditor (who's agreed monthly repayments that we can afford) we don't owe any business related money now .
Just our own massive debts to clear now. But it certianly seems at least for the time being the house is still going to be ours .