Since me & DP re getting married next year I want to get our finances sorted, we've got a joint account but we don't really use it so I want to get all the household direct debits to come out of that, and we both pay money into it each month
Now, I assumed that the bank could do this for me? But I rang them (Barclays) and they've said I need to contact each of the companiers, fill in forms and do it all myself basically, which sounds like a right pain in the bum!! 
I thought banks could do this kind of thing for you? Am I wrong?