nervous, re mortgaging, valuator just left, what happens if it doesn't make the amount we put down?

[harmony23]

just that really, a property about 30% smaller, 2 less rooms down the road is under offer for just under what we are asking for so on paper we should be okay, but what happens if the bank declines and we don't have the LTV ratio we need? is it case closed or will they negotiate with us?

thanks

Have you got a financial advisor? They can be very useful in this sort of situations. Check other threads on MN for recommenations. We used one and he's been great. HTH