since my thread yesterday, both myself and dp have applied for housing benefit/council tax benefit. Have been in touch with a free debt counciling agency who can get us paying £200 a month to our creditors. Which we have a spare £100 after budgeting plus with housing benefit etc we can afford that.
And the biggest news i have is i managed to get a job today too.
Still such a long way to go, but its all a start.