I have a policy taken out about 10 years ago that would give £70k. Another that gives £150k. I want to leave some to dh to bring up dd3(6m) and put the rest in trust for dd1/2(10/11) and dd3.
I was advised to have separate trusts as dd1/2 have a different father & it can cause problems. How do I divide this? And what value do I need on another one to even it out?
TIA