do bsnks clear their 'own' cheques quicker?

[misdee]

have one here from natwest, i bank with lloyds and abbey, wondering if i should open natwesat account for the cheque lol.

even if you open an account with natwest is takes a while for the account to be set up - dh opened a new one and it took 2 weeks

It would be just as quick to bank it in your own account as it does take a while for a new cashcard etc to come through

true. lol.

But just to let you know it only clears quicker if the cheque was drawn on an account at the same branch.

My dad & I bank at the same branch, if a different natwest chq goes in it takes about 3/4 days. But if my dad gives me a chq - it is cleared the next day

Not much help tho' sorry

I think Natwest clears cheques when they feel like it but they do seem to do their own quicker. I get paid by a cheque and it usually takes the standard three days. Lat month it cleared overnight, when I checked my balance I just thought I was richer than usual so spent my wages thinking I still had them waiting to clear.