Ringing 'debt helpline' - what do i have to have ready to talk to them?

[TotorosOcarina]

:(

Am shit on the phone anyways and am panicking already.

What info do I need to have before I ring them?

I the 'free' goverment one.

As much information as you can about who you owe money to. Possibly their contact details if you have them. I know citizens advice take everything from you and can sort things out on your behalf. Not sure exactly how much debtline do.

You are taking the first step and will feel a whole lot better when you make the call. Good luck!