am having an utter nightmare...went to check my bank account yesterday and saw no tax credits had been paid in (completed deadline on time and been receiving them every week for last year! and only last week as well!) part of this money is my childminders money and am getting seriously concerned as cannot get through to these people and have no money! checked again today and still nothing....gggrrrr. phoned job centre, no help at all, phoned child benefit and cant get through to them either! any one else got the same problem?