Not me but I was having a conversation with my Mum's friend about this the other night.
My Mum had a hysterectomy at 45 and was never offered HRT. She's now in her late 70s and has really struggled with osteoparosis, bone pain and mini strokes for the past 12 years and is now having fractures, including a fractured femur and has atrial fibrillation and medication resistant chronic high blood pressure.
My Mum's best friend's mother had a hysterectomy at 42 and no HRT too and all of the same health issues, I remember her being in constant pain.
Her best friend has taken HRT up until fairly recently (70s!) - despite having a far worse lifestyle than mine and her mothers she is much, much fitter. No osteoparosis or heart problems, no wrinkles at all. She drinks heavily, he diet has always been atrociously low in nutrition, she's overweight and a sun worshipper (puts baby oil on her face and bakes!). Opposite of our Mums who didn't touch alcohol, ate very healthily, maintained a slim figure, wore SPF50+ religiously etc. We think the HRT is the thing that's made the biggest difference. My auntie (Mum's sister) also has none of these problems, looks and acts 20 years younger and took HRT.
She's also stayed quite youthful in her personality (still sexually active as opposed to my Mum who stopped having sex in her 50s, and her mother who was even younger) and didn't suffer from the same depression and mood swings that our Mums did (or the marriage breakdowns which can be directly attributed to the massive mood swings and rage around menopause).
ETA Another big problem has been vaginal and urinary problems and Mum and one of her other friends who also had an early meno due to hysterectomy are very incontinent and experience a lot of infections and problems down below. Again, this was an issue for her best friends mother.
Seeing what her Mum and my Mum have been through, I'll be taking lots of precautions with regard to menopause, getting HRT being one of them.