I divorced my ex-husband (DXH) last year after many years of being unhappy. I left the marital home, he sold it, and I didn’t take any money from the sale. At the time, I honestly felt that leaving was a win in itself. I also didn’t have the money to fight him financially, whereas his parents paid for his solicitor and made it clear they were prepared to fight, so I just took everything in my stride and let them get on with it.
One of the things he wanted was 50/50 childcare, which shocked me because he works away and was also moving about an hour away to live with his new partner. This means the children have an hour commute on the days they stay with him.
I haven’t been able to work for the first time in my life due to my health. I’m currently living on Universal Credit and receive LCWRA. My health has improved following surgery and I’m now looking for work again.
As part of the arrangements, I received a solicitor’s letter from him setting out various things. One of these was that I would continue paying a £130 monthly loan which was taken out in his name to pay for my first surgery when I was suffering from a chronic illness. I agreed to continue paying this because, morally, I felt it was the right thing to do.
The other arrangement was that I would continue receiving our son’s DLA, which at the time was around £242 a month, while DXH would receive the Child Benefit, which was around £195 a month. I accepted this because we were having 50/50 care and, although financially he earns significantly more than I do, I didn’t want to argue over it.
I continued with this arrangement for about a year.
Last month, our son’s DLA was stopped. I told DXH straight away and showed him the evidence. We then agreed that, as the DLA was no longer being received, we would split the Child Benefit, which is now around £178 total, so roughly £89 each.
I’ve now found out that, because I’m on Universal Credit, I’m entitled to free school meals for the children. This is something I have never been entitled to before.
I contacted DXH and suggested that, instead of him receiving £89 a month Child Benefit, I could give him £50 a month. The reason being that the children can have free school meals at school, so he wouldn’t have to pay for their school lunches on his days either, meaning he would actually be around £21 a month better off overall.
He has refused and has said he will instead give the children the option of taking packed lunches.
The children have told me they would much rather have the hot school meals, particularly with winter coming, and obviously I want them to have the same arrangements regardless of which parent they’re staying with.
The thing is, this really isn’t about the £39 difference to me. It’s the principle.
I feel as though I’m being financially squeezed/control is still being exerted over me, despite us being divorced. DXH is very tight with money and has always liked being in control financially.
I’m now wondering whether I can simply stop giving him the Child Benefit altogether, given that the circumstances have changed significantly since the original agreement particularly because our son’s DLA has stopped and the children are now entitled to free school meals.
I’m also wondering whether I should say to him that if he’s going to refuse to be reasonable about the Child Benefit, I will stop paying the £130 monthly loan that I agreed to pay.
The solicitor’s letter I have isn’t, as far as I can tell, a court order. I think it may just be a solicitor’s letter setting out what was agreed between us, but I’m not completely sure what legal standing it has.
So my questions are:
- Can I legally stop splitting the Child Benefit / change the arrangement now that circumstances have changed?
- Does the solicitor’s letter actually bind me if it isn’t a court order?
- Would it be unreasonable of me to say that I will pay him £50 a month rather than £89, given that the children now get free school meals?
- Can I stop paying the £130 loan if he refuses to compromise, or are those two things completely separate?
- Am I being unreasonable here, or would you do something differently?
I’m not trying to financially disadvantage him or make things difficult. I just don’t want to continue an arrangement that was agreed when the circumstances were completely different, particularly when I’m currently on Universal Credit and trying to get back into work.
I would really appreciate some objective advice, especially from anyone who has been through divorce/50:50 childcare and knows about Child Benefit and solicitor agreements.