Hi everyone.
I've inherited some money, and I plan to buy a property outright so I dont have to pay any rent or mortgage again.
However I only have enough to buy a one bed in my area.
I can't take out a mortgage, and I don't want to waste it on rent understandably. I cannot borrow any money from anyone to be able to buy a two bed.
I have a secondary school age child. I'm a single parent so only us two.
Am I legally allowed to turn the lounge into a bedroom, in order for us to have a bedroom each? And not bother having a lounge? The kitchen is in a separate room. It's not ideal, but it's all I can afford right now, and I can save up and eventually buy a two bed.
Thank you.