I posted earlier which was mainly about my child but theres more
Me and my ex have been broken up since july 2025. We both have an individual IVA. We share a mortgage on a property which i am currently residing in. The agreement was that in 4 years time we will sell the property as the IVA will be over and we can both have the equity split and have a fresh start. He agreed with that. Ive paid the mortgage since then
His parents are now kicking him out and he has nowhere to go. His dad has offered to buy me out but it makes no financial sense. Any money he gives me now will just go to the IVA company and ill be penalised through universal credit for having savings even if they go straight to the company. His other suggestion is for me to just move out and declare myself homeless and he will have the property and not sell it. Again depriving me of any equity.
We aren't allowed to sell the property right now I believe due to something the IVA company put on the land registry.
Im not really sure how to navigate this. I plan to speak to citizens advice and maybe a solicitor but due to sight loss im currently on a low income and receive benefits.