Just need some advice if possible.
My dad passed away last month, he left nothing, no belongings, no will, nothing in his bank. I knew this would be the case as he lived hand to mouth and lived a very basic life. He told my bother he had a funeral plan, which I doubted knowing how he lived. With the niggle of a doubt, I requested his last few years bank statements to see if I could find evidence of a plan.
Looking back through his bank statements he was getting around £1200 per month from private pensions, he should have been able to live off that as he had a very subsided rent through a friend and single occupancy council tax.
Small back story. About 10 years ago the kid that lived next door to him was being physically abused by her mother. Her mum was an alcoholic that used to take random guys back for sex, and make the kid stand outside, and she used to try and kill herself once a week. The kid would look to my dad for comfort and support. Social services got involved and she ended up staying with her mum but often used to stay with my dad when her mum was on a bender. Dad gave her her own room and was the only real constant she had. He treated her like a daughter and would pay for things she needed for school etc. As she got older and into teenage years she started going out and about with her friends, living at home but often popping into dads to get subsidised with money for booze etc. He made sure she got s job when she left school and she was a decent kid, or so I thought!
I have been going back through his bank account and can see that he was giving her upwards of £250 per month and leaving himself short where he would borrow money from me. He would often call me and say he couldn't afford the heating or food! There were also a couple of transactions with her mums address on where hes paid for stuff and its been for the mum.
The girl is now engaged and has a kid of her own and lives about an hour from dad, however from his bank account there have been numerous transactions every month, sometimes totaling £500. There have been a few odd payments of her attempting to pay it back. The total in the last 4 years alone is over 5 grand that he's given her with her trying to pay back about £400.00. I'm absolutely livid. Not only that, hes paid for her fines for the toll bridge back to her home at least 3 times, well over £200.00.
I called her out over the weekend and she said he used to give her money here and there to help her out and she said she would pay it back, but he said no. I said she should have just done it. Her partner is a police officer and has asked me to deal with him as he's upset that I have pulled her up on it and that she has tried to kill herself since dad died as he was like a dad/grandad to her. Also very much to try and guilt trip me to not pursue this. She hasn't lived next door or with him for over 2 years and yet in the last 2 years alone the total is about 2.5k and then some. There are also transactions for takeaways he's paid for for her and her partner.
Any ideas where I stand legally? Can I report this as fraud as he was a vulnerable adult. He died of Pneumonia as he could not afford heating. The paramedics wrote a report about the state of his home, and I feel ashamed he lived like that. He was 4 hours form us but often refused to come and live with us. I have had to pay for the funeral as he literally had nothing at all. I feel like I can't grieve properly as I'm so angry. Angry at him for being so bloody stupid and angry at her for taking him for a ride.