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Changing the will of a surviving spouse

89 replies

Parentproblem · 20/09/2024 09:03

I would really appreciate any advice or if any one can point in the right direction to answering my question.

I am trying to focus on facts only and keep emotion out of the situation, I would like to stress this isn’t about money at all, it is about respecting the wishes of my late parent.

My parents met when they were 16/17 and they were very happy together for over 60 years.

Many years ago they drew up their wills, it was very simple and straight forward, they made us all aware that when one of them passed their estate would go to the remaining spouse, when ultimately the last one passed anything left would pass to their children and grandchildren.

They were both in agreement that this is what they wanted, neither could imagine the idea of either finding a new partner especially as they got older.

I sadly lost a parent 2 years ago, my remaining parent moved on very very quickly (very out of character for them but I understand they are entitled to be happy, they have since behaved in ways I don’t understand and don’t recognise and this is why I am trying to keep emotions out of my question but I do have reason to think they have made questionable decisions/choices but I’m trying to be supportive )

My remaining parent now 80 told me today that they are now engaged, no immediate plans to marry but said they are moving fast due to age ( new partner is several years younger)
Their behaviour worries me but as a competent adult they have capacity to make their own choices albeit questionable ones.

My question is what happens to the original will?

I’m presuming that if they marry the old will is ignored and the estate passes to the new spouse?

If they don’t marry does the original will still stand or can my remaining parent change their will in favour of the new partner without marrying?

I really really want to stress that this isn’t about money, my parent can spend their money however they like, I honestly don’t care if there is 50p left when my last parent passes providing they have spent it how they see fit however I do care that my late parents wishes are carried out. They wouldn’t have wanted anything else.

Thank you for any advice.

OP posts:
Treesnbirds · 20/09/2024 23:45

TheFluffyTwo · 20/09/2024 11:51

I'm sorry to hear this.

Just a more positive perspective from the other side: my mum's father remarried after my grandma died and was married for a fairly long time to his second wife (who had her own children from previous marriage). He then passed away, second wife inherited and his second wife outlived him by about 20 years. We saw her occasionally, exchanged birthday presents etc. - all very pleasant but weren't particularly close. When she passed away we learnt that she had split her assets equally among both her AND his children to reflect the inheritance she had had when he passed away 20 years before.

It had never really been discussed and my mum was quite surprised and very emotional that she'd done this and ensured things were fair rather than favouring her own children.

Arguably it meant that his children inherited later than they would have done, but the surviving spouse needed a place to live etc. so I do think it was all ultimately as fair as it could possibly have been.

She was a real class act and obviously had a very strong sense of right and wrong. I hope you experience at least the same.

This is such a sign of a good person. Nice to hear.

Treesnbirds · 20/09/2024 23:51

Have you considered writing him a letter instead? May be easier to gently but clearly explain the two outcomes depending on what he does next and also what your mum wanted to happen to her half....

As a pp suggested, could her half go to the grandchildren as she wanted and then he can do whatever he likes with his?

justasking111 · 20/09/2024 23:58

We're in Wales. Husbands friend remarried very quickly. She went down hill with dementia. He had made a will leaving everything but a life interest in the house to his two children. His eldest was killed he died shortly after.

The youngest who lived away was still in shock at the two deaths so was not on the ball.

He turned up to find the house sold, stepmother taken away by her children everything gone. Dad's will invalid, step mother got the lot. But her children got hold of the money and put her in a home.

Reading this thread I'm going to have a hard think and rewrite my will. We also should investigate power of attorney. I'm dammed if someone else is getting my jewellery when I have grand daughters.

Damsonjam1 · 21/09/2024 00:10

MontyDonsBlueScarf · 20/09/2024 18:53

A few people are questioning why older people want to marry. Maybe they want to benefit from tax breaks, such as those in inheritance tax, or transferring allowances. Maybe they have pensions that would continue to pay out to a widow/widower but not to a cohabitee. Maybe they just want to make a public declaration of commitment. Lots of reasons, just the same as younger people.

I didn't even met my DH till he was 70. I gave up a well paid career to be with him and I brought more than twice as much financially to the marriage as he did. We had almost 20 years together. I was his carer for the last 3 of those. He was very much of the view that he had done right by his children in setting them up, and it was now up to them to make their own way. He felt more of a responsibility to me then he did to them. Whether you agree with this or not, it's the reason why he left everything to me on the understanding that if I didn't need it in the end, it would go to his (adult) children.

20 years is not a short marriage and if you're older when you go into it, it's likely that when it ends your partner will also be older and more likely to have additional needs, in comparison to adult children in the prime of their lives. It saddens me to see that so many people choose to see leaving everything to your partner as disinheriting the children, rather than as an act of care and love towards a partner of many years.

The concern is of sideways disinheritance. In above posts some surviving spouses leave assets to both their children and their step children, however many surviving spouses leave assets only to their own children, even when the marriage has been short. To avoid potential sideways disinheritance we have trust wills and are tenants in common, so at least the assets of the first to die will have some protection.

PolePrince55 · 21/09/2024 00:38

Parentproblem · 20/09/2024 09:08

Thank you for confirming, that was what I thought could happen but I was unsure if there was anything legal in place to uphold the wishes of my late parent.

You need to ask a solicitor for best advice. Not us here in a forum x

suburberphobe · 21/09/2024 02:39

^We're in Wales. Husbands friend remarried very quickly. She went down hill with dementia. He had made a will leaving everything but a life interest in the house to his two children. His eldest was killed he died shortly after.
The youngest who lived away was still in shock at the two deaths so was not on the ball.
He turned up to find the house sold, stepmother taken away by her children everything gone. Dad's will invalid, step mother got the lot. But her children got hold of the money and put her in a home.^

Utterly shocking.

I'm thankful I live in a country where you cannot disinherit your children. There was one court case of a successful business man who managed to disinherit his junkie son.

Been married once. That was enough!

CuriousGeorge80 · 21/09/2024 02:59

My friends mum saw the likely path her husband would take when she was diagnosed with cancer. Changed her will and left her half of everything to the children. Within a few months of her death he was handing his money over to various different women. Thank god her mum was so wise!

ThePure · 21/09/2024 04:39

My mum left some assets (not the family home) directly to us her children which I am hugely grateful for as it has allowed me to pay off my mortgage early and afford DDs university support. Exactly as mum would have wanted.

They had been very happily married over 40 years, were devoted to one another and my dad cared for her in her final illness before she died early from cancer and grieved hugely for her. I think she did her will like that because she always managed their money and she knew he might be a bit crap her careful savings.

However what I am fairly sure she would not have predicted (I certainly didn't) was him taking up with a new woman within a year of her death. Worries about inheritance were the least of the shock of that one! I entirely realise it is his life to live and he is lonely but it really hurt that he could seemingly replace her so easily (he would say it's different and not a replacement).

We agreed to disagree about the lady (I said I'll try to be happy for him but don't want to meet her or have her invited to family events etc) and in fact it didn't last but I was very grateful that my mum had protected some inheritance direct to her children and grandchildren and it made me want to definitely do that myself.

You never know what can happen.

TeenToTwenties · 21/09/2024 05:44

@ThePure I am sure I have read that men who have been happily married are more likely to remarry.

Travelsalot · 21/09/2024 06:16

If your father remarries and does not make a new will immediately, his new wife will inherit his entire estate if he dies before her. OR he can get a solicitor to arrange a pre- nup.
You need to have a conversation with him and persuade him to get professional advice. It is very easy for him to deal with, provided he will listen to you.

Travelsalot · 21/09/2024 06:22

Soontobe60 · 20/09/2024 17:02

Has your DF actually indicated that he will leave everything to his new partner, or are you just assuming this?

If he doesn't make a new will either on marriage or in anticipation of marriage, everything will go to new wife by default.

autienotnaughty · 21/09/2024 06:36

Yes we are in a similar situation except when mum died her share went to kids and grandkids. Dad is considering changing his will. Totally up to him, but hurtful that it goes against what my mum wanted.

YellowAsteroid · 21/09/2024 07:41

Parentproblem · 20/09/2024 09:40

Thank you

Sadly this is exactly the situation that I am in and the reason I am trying to keep my emotions separate as I know my mum would be beyond upset if their original joint decision was overruled especially in respect of her grandchildren in favour of someone he has known for a year.

Edited

Are you up to saying this directly to your father? It can work (been there, done that, got the tshirt).

Old men can be extremely stupid in this way …. It’s very painful but sometimes they can see sense if addressed directly about it. We asked my father if he was really intent on the grandchildren of his then squeeze ( he had several) whom he’d never met, should benefit at the expense of his own grandchildren. It seemed to do the trick.

Mumof3confused · 21/09/2024 08:05

Monday your dad has been acting out of character. Is he showing signs of dementia?

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