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Original poster

Home legal cover

2 replies

AnotherSaturdayNight · 12/05/2023 20:48

I’m thinking about using the legal cover I have on my home insurance policy. Can anyone on here explain how this works? Do I have to use a solicitor appointed by my home insurance company? I’m guessing if I lose I will have to pay increased premiums. Would I have to pay increased premiums even if I win? Would using the legal cover take away my no claims. I’m worried about how much my premiums would go up. Is it worth claiming?
TIA

OP posts:
FluffyHamster · 12/05/2023 21:35

Impossible to say really without knowing the details of your policy! You need to dig out the details and see what's covered? Sometimes it's just a helpline and first stage advice, or cover up to a certain amount of legal fees.

Depending on how big the legal issue is, I wouldn't worry too much aboutthe no claims - after all, this is precisely what insurance is all about!

Original poster
AnotherSaturdayNight · 13/05/2023 22:22

@FluffyHamster I will give them a call to find out. Thanks for replying.

OP posts:
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