About 2 months ago I had an altercation with a bollard. I hadn't seen it on a corner and took it too tight. Completely my fault. The damage was superficial. It was a hire car and thankfully I had paid a waiver. I paid the smaller excess and moved on. Today I had a call from the car hire company to come sort some insurance documents out. Surely this should have been done at the time or shouldn't be my responsibility. I've never had this before. Just after some advice. Sorry if this is in the wrong place.