How can I find out if my ex-h has taken out a secured loan on the house? Right now the property is still solely in his name. He was meant to transfer equity with a charge notice for 40% going to him and put the house in joint names according to the consent order. It's been nearly 3 months and he still hasn't done this. I suspect he may have possibly taken out a secured loan on the property as he's been reluctant to do the transfer or equity.