We are about to put our house on the market. I checked the title register this week because I had in the back of my mind there was a ground rent issue which came up when we bought. There is a rent charge of just over £10 a year, not ground rent. No one has claimed this from us in the time we have lived here and there is no address given for the charge holder in the title register. I checked back on my records and our solicitor withheld an amount of the completion monies equivalent to the rent charge which wasn't claimed from the last owner either.
Is this the kind of thing we could buy an indemnity for? Can a rent charge be ignored without the same consequences as unpaid ground rent? The house is freehold. It's not a large amount of money, but every penny helps when moving.