Do I need a will?

[TheABC]

I am married with one DS and any assets worth speaking of (car, house) are jointly owned. Should I die first, the life insurance and pension will pay out to DH. I have no savings at present. Savings for DS are already in his name (junior isa). I know DH will take care of DS. Under these circumstances, do I need a will?

What if you and your DH die at the same time? A will is the opportunity to make your wishes for your DSs future known.