I see a lot of mention of this on this board and various views on whether it is really available or not.
Yesterday I took a call from a gentleman who had used my firm before for a PI claim. He was calling about a problem he was having with a bank which had lent large sums to him despite knowing he already couldn't afford to pay off the debt he had. There were various long term health issues as well and his explanation of it all was very confused. It was a very sad story. He was a nice man. I couldn't help him as a lawyer because my firm wouldn't take on that sort of case. However, having explained that, I listened to his story and was at least able to clarify the issues and point him in the direction of some formal assistance with it all. I was on the phone for half an hour.
Had he asked up front if I would give him half an hour of my time I would have said no. But as he just launched into it, and as I am not stony-hearted, I wanted to at least point him in the right direction.
Just thought I would share this story as this happens fairly regularly and for people in a state of bewilderment about the legal effect of whatever is happening to them, I think it's a good way to at least get your thoughts in order before going to see a solicitor 'properly'.
Ready to take my flaming from the other lawyers!