My XH and I have divorced (finalised February 13) we still have the old marital home in joint names which is currently on the market.
I left in July 2012 - he left in October 2012 so the property has been empty for the last 6 months
We are in arrears with the mortgage - he has washed his hands with it - the house is on the market but is not selling for various reasons
I want to move back in for a few reasons - I want to get back on the property ladder, I am expecting a baby with my current partner and need a bigger place, my daughter has friends around her there and is closer to her dad plus others
I dont want him to have access to the house though - I have been told by my solicitor that I can change the locks (but he is legally allowed to force entry)
I dont expect him to pay for any of the upkeep to the house - redecorating for instance, I am prepared to take over the mortgage and pay off the arreas over time meaning he wont be any further out of pocket then as soon as I can I plan to take him off the mortgage (cant do currently for various reasons) plus it would mean neither of us would get blacklisted as currently in the process off due to the arrears
The problem is he lives over the road and would constantly be in view of the house. My partner and I have discussed this and can cope as we know he is planning on moving himself soon (he needs a bigger place so our daughter can have her own room)
Is it a good idea??????
Need some impartial advice from you lovely guys on here