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Do our deeds need updating before sale?

2 replies

Madmog · 01/03/2013 11:06

We have recently paid off our mortgage and the mortgage company have notified us that they have informed the Land Registry they no longer have a charge over the property and the Land Registry have updated their records. We have been sent our Charge Certificate. Many years ago I know lenders used to issue a discharge Form 53 on redemption, but sounds like things are different now.

We are thinking about selling now. Do we need to get our Charge Certificate updated to a Land Certificate or is everything in place to be able to sell on straight away. Don't want to find a buyer, then have to update deeds before being able to sell.

OP posts:
BobbiFleckmann · 01/03/2013 11:08

it's all digitised now for registered land. YOu can check online that the LR have updated your record and removed the charge - costs a few pounds

Madmog · 01/03/2013 13:59

Thanks for your reply. I wondered if things had changed as there was no mention of a discharge Form 53.

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