Im 6 months pp with my 2nd and can't stop thinking about a 3rd baby.
Ive always wanted 3 kids and my heart is telling me to go for it, however my head is telling me to stop.
I keep making lists of all the things that out me off having a 3rd but I still cant stop thinking about it..
Cons:
House - We have a 3 bed house (3 large rooms) so 2 kids would have to share initally until we move to a larger house and we would need a larger car. Moving will make our mortgage jump from £600-£1100 per month. We can afford this jump, but it means our savings are reduced.
Car - We'd need a bigger car, which is fine as we planned to buy a different car in 3 years time anyway.
Lifestyle - would definitely take a hit on terms of eating out, and days out would have to move to more free outdoors things (not too much of an issue - my eldest loves outdoors and sports so I think we'd be fine doing that).
Financial - i just worry about the expenses of 3, we currently earn between £80-90k per year. We are very comfortable atm, and live very below our means, however the cost of living scares me. I reckon in 5years ill hopefully have a promotion which will earn me an extra £10-£15k but obviously this will be harder with 3 kids.
Childcare - summer holiday costs scare me - £100 per day for 3 locally, obviously more when the time comes ill need it. My parents and in-laws may be able to help a bit but not guaranteed of course.
Pros:
Personal desire - Ive always wanted 3 and cant stop thinking about it. I really feel like there's still a gap in our family
Holidays - we camp in the UK or rent houses so the hotel room thing isnt an issue
Siblings - I really think it would be lovely for my boys to have another sibling (regardless of gender)
Age - we are 31 and 33 with a 3 and a 6m old. So we have plenty of time to space them out, though I think I want a smaller gap so they are close in age and I get my body and career back after 1 longer break rather than 2 breaks.
I cant stop thinking about the 3rd, but feel like I should be sensible and stop. But on the other hand I feel like we can afford it.
Those who have 3, is it affordable? Did you regret it? I really feel like a 3rd would be what I want if money was no object and im always too sensible with cash, but feel like a child isnt something I should hold back on because of maybes and ifs