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Cahoot Sunny Day and Santander Edge Saver accounts - Watch out !

3 replies

Evisam · 20/12/2025 18:05

Cahoot was advertising a Sunny Day Saver account for up to £3000 at 5%.
I put £3000 in and got £11 interest after the 1st month. I was surprised to see the interest rate go down to 0% as I had over £3000 in (£3011). This was not made clear. It says refer to Key facts as to why 0% interest.

https://www.cahoot.com/content/dam/sites/santander-uk-cahoot/resources/documents/Sunny_Day_Saver_Issue_5_Factsheet_CAH1MC0558APR25IPGCDT2.pdf

I have just noticed that as from 2nd Dec, Sandander Edge are doing the same. No interest if you have over £4000 in the Edge saver. Sneeky! Transfer the interest every month or lose out.

Santander Edge Saver (Issue 5)

https://www.cahoot.com/content/dam/sites/santander-uk-cahoot/resources/documents/Sunny_Day_Saver_Issue_5_Factsheet_CAH1MC0558APR25IPGCDT2.pdf

OP posts:
Slothey · 20/12/2025 20:14

Sneaky! Thanks for the warning

Aikko · 23/12/2025 15:41

It’s a visual bug on the website when you exceed the £3k (in Cahoot’s case).

5% on £3k is approximately £0.41 per day interest.

Logoplanter · 04/01/2026 21:06

Just seen this. We have both of these. I've just checked my Cahoot account which also has £3k in plus interest from a few months and mine is fine. I've got £12 interest for the last few months.

Aikko are you saying it's been paid for the OP, it just isn't showing on the Cahoot account as there is an error with the software?

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